Prepare for the future without compromising your financial freedom.
Indexed Universal Life insurance is a form of permanent life insurance that combines the flexibility of universal life with the investment potential of indexed accounts. It allows policy holders to allocate premiums across multiple options, including indexed accounts that are tied to a market index, like the S&P 500, while providing a death benefit and cash value components. The indexed accounts returns are based on the performance of the chosen underlying index without being directly invested in those market indices. In addition, it features yearly caps and participation rate limits which protect policyholders from downside risk while still allowing them to take advantage of any appreciation of the underlying index during their policy period.
Whether you are looking to supplement retirement income or provide financial security for your family's future, an IUL policy may be a great way to help keep you financially secure while taking advantage of potential cash value growth opportunities. Speak with an agent today to see if Indexed Universal Life insurance can be right for you!