Coverage designed to meet your specialized needs.
Limousine and black car insurance provides coverage for vehicles used to provide chauffeured transportation services, including sedans, SUVs, vans, limousines, and minibuses. This type of insurance is designed to meet the specialized needs of luxury ground transportation companies, since these vehicles tend to be more expensive and can carry a high-value cargo as well as passengers.
Coverage usually includes general liability protection plus optional coverages such as non-owned auto coverage for driver negligence issues, hired and non-owned bodily injury liability coverage for hirees or employers of a vehicle from an independent operator or company, collision coverage for damage caused by the insured's own vehicle falling objects or fire, and uninsured motorist protection. Limousine and black car insurance is essential for those who rely on these high-value vehicles for their livelihoods.